What does a seller affirm in an Affidavit of Title regarding judgments?

In an Affidavit of Title, a seller affirms that there are no judgments or bankruptcies present that could affect the title of the property. This legal document serves to confirm the seller's ownership and the condition of the title at the time of sale. By stating that there are no judgments or bankruptcies, the seller is essentially assuring the buyer that the property is free of encumbrances or claims that could arise from legal issues, thus providing a level of security and confidence for the buyer in their transaction.

The other options, while potentially related to the sale of property, do not pertain to the specific assurances typically included in an Affidavit of Title. For instance, the mention of selling the property at auction does not address the title or the seller's claims regarding its condition, and affirmations related to repairs or risk assumptions do not typically form part of this particular affidavit. Therefore, the correct understanding of an Affidavit of Title centers on the seller's assertion about their title being free from legal troubles such as judgments or bankruptcies.